True to Your Money
MidFirst Bank Check Card Security

MidFirst Bank Check Card Security

Check Card Monitoring

MidFirst Bank uses a series of risk-monitoring tools to help fight check card fraud. We assess the risk potential of each check card transaction before it is approved. Certain transactions, such as risky foreign transactions, foreign Internet transactions, and domestic transactions outside of MidFirst Bank’s market area, could be declined based on the likelihood of fraud.

Let Us Know When You Are Traveling

If you are traveling, either domestically or internationally, it is important you notify us so we can provide continued usage of your card. If you are planning to travel, please call 888.MIDFIRST (643.3477) within 30 days of your departure date.

Check Card Security Tips

MidFirst Bank is dedicated to helping you protect your financial information. Below are security tips pertaining to your check card that can aid in avoiding fraud and identity theft.

  • Keep your check card in a safe place and give it the same consideration you would cash or checks.
  • If you receive a replacement check card, be sure to destroy your old card.
  • Sign the back of your check card with permanent ink.
  • Unless you initiated the phone call, never provide your card number over the phone.
  • Do not include your check card number in an email.
  • Use only secure websites, indicated by a lock symbol in the address bar next to the URL, when shopping online.
  • Utilize Verified by Visa or MasterCard Securecode for an additional layer of security when shopping online.
  • Always log off from a website and close your browser after making a check card purchase.
  • Keep transaction receipts in a safe place or destroy them.
  • Select a unique PIN that is not connected to your everyday activities or life, such as birthdays or anniversaries.
  • Memorize your PIN and never share it with anyone.
  • Change your PIN regularly, preferably every six months.
  • Do not write your PIN on your check card.
  • Verify transactions on your account statement and inform us immediately if you find discrepancies.
  • Sign up for iManage Check Card Alerts via text or email.

Skimming

Skimming is a popular method for criminals to steal your check card data from the magnetic strip on the back of your card. Skimming devices are typically smaller than a deck of cards and attached in close proximity to an ATM or automated fuel dispenser card reader. When using ATMs and automated fuel dispensers, be aware of any add-on device that may look like it is not a factory-installed card reader.

What to Do If You Are a Victim of Fraud or Identity Theft

If your MidFirst Bank account has unauthorized check card activity, contact us immediately at 888.MIDFIRST (643.3477) or fraud@midfirst.com.


You may also contact the fraud departments of the three major credit bureaus listed below and request that a fraud alert be placed on your file in order to notify them of potential fraudulent activity.

  • Equifax
    800.525.6285
  • Experian
    888.397.3742
  • Trans Union
    800.680.7289