1st Century Bank Is Aligning Under the MidFirst Bank Name

Since 2016, 1st Century Bank has been a division of MidFirst Bank, the largest privately owned bank in the nation. Bringing everything under one name reflects our long-term commitment to our clients and to California, and enables us to continue investing in our people, our local presence and the technology and tools that support you.

This change reflects our longstanding connection to MidFirst Bank and reinforces the scale, strength and stability that support your banking relationship.

From a client perspective, very little is changing. Your accounts, your banker and the personalized, relationship-led service you expect from your local team will remain the same.

Key Timing

Frequently Asked Questions

What Is Staying the Same

For clients, this is primarily a name and branding alignment.

The following will stay the same:

  • Your routing number
  • Your deposit and loan account numbers
  • Your banker and relationship team
  • Your account features and servicing
  • ACH and wire activity
  • Zelle® and Bill Pay
  • Treasury and Business Banking services
  • The way you work with us day to day

What Is Changing

As we align our branding, the following items will be updated:

  • MidFirst Bank branded debit and credit cards will be issued in phases between April and October
  • Check designs will be updated when you next reorder
  • The MidFirst Personal Mobile Banking app will begin to roll out in phases beginning in March
  • Branding for the Business Mobile Banking app will update at the end of April, with no action required
  • Our website and Online Banking branding will update at the end of April

Your banker will provide timing specific to your accounts and products and will be available to support you throughout.

Key Timing

We are rolling out updates in phases to help ensure a smooth experience.

Credit and Debit Cards

MidFirst Bank branded cards will be issued in phases between April and October. Until your new card is activated, your current card will continue to work. If you would like to confirm when your card will be replaced, please contact your banker.

Checks

The next time you reorder checks, they will have MidFirst Bank branding. Your account and routing number will remain the same.

Personal Mobile Banking App

Beginning in March, personal clients will be transitioned to the new MidFirst Personal Mobile Banking app in groups.

As part of this process:

The new app offers enhanced features and expanded functionality, providing an improved digital banking experience.

Business Mobile Banking App

For business clients:

You may continue to use Business Online Banking as normal.

Personal Online Banking

Beginning April 20, you will log in to California Personal Online Banking via midfirst.com/ca

Your user ID and password will remain the same; you will be prompted to update your password on your first login.

Business Online Banking

Beginning April 20, you will log in to California Business Online Banking via midfirst.com/ca

Your User ID and password will remain the same.

Your Banking Relationship Remains Unchanged

You will continue to work with the same bankers and teams who know your business and financial needs.

Our commitment to personal service, responsiveness, discretion and relationship-driven banking remains firmly in place.

If you have questions or would like to discuss timing in more detail, please contact your banker directly.

Frequently Asked Questions

Since 2016, 1st Century Bank has been a division of MidFirst Bank, the largest privately owned bank in the nation. Aligning under the MidFirst name now allows us to bring even more strength, stability and resources to our clients in California.

No. This is not a change in ownership. It is simply bringing our California locations under the same MidFirst name.

Absolutely not. Your banker, your team and your local office remain the same. The way we work with you will not change.

Your banking, routing and account numbers and loan numbers will all remain the same.

Yes. You may continue using your existing checks until they run out. When you place your next order, they will have MidFirst Bank branding.

New MidFirst Bank branded cards will be issued in groups between April and October. Your existing card will continue to work until your new card is activated.

If you would like to confirm your timing, please contact your banker.

Personal Banking clients will be transitioned to the MidFirst Personal Banking Mobile app beginning in March, in groups. Your banker will be available to assist you as needed.

Beginning April 20, you will log in to Online Banking via midfirst.com/ca

For business clients:
  • The app icon and branding will update automatically
  • No login or enrollment changes are required
  • Functionality remains the same
  • Beginning April 20, you will log in to Business Online Banking via midfirst.com/ca

Payments that have been set up through Online Banking will continue to work. If you set up recurring payments using your debit or credit card directly, you may need to update your card number for those payments.

Yes, Zelle® will continue as normal.

Yes, Bill Pay, ACH and Wires will continue as normal and your history will be visible.

Please contact your banker. They will provide guidance specific to your accounts and will support you throughout the transition.

We Look Forward To Serving You as MidFirst Bank

We are pleased to bring our California clients fully under the MidFirst Bank brand while maintaining the same relationship-driven service you value.

If you have questions at any time, please reach out to your banker. We are here to help.