Mortgages
Home is calling.
Whether you are in the market for a new home or want to refinance your existing mortgage, MidFirst Bank has a mortgage loan program to meet your needs. Plus, MidFirst Bank's loan pre-qualification allows you to determine your budget and the type of loan that will best match your needs before you begin shopping for your new dream home.
By getting started online, you can take the next steps to apply for a loan. You will be directed to a page where you can choose the loan that best fits your needs.
Already working with a lender? Click here to contact them.
First-Time Homebuyer Program
MidFirst Bank offers affordable mortgage options for first-time homebuyers, including programs without mortgage insurance and flexible underwriting guidelines, making it easier for your homeownership dreams to come true.
Purchase or Refinance Mortgage
Whether you are in the market for a new home or want to refinance your existing mortgage, MidFirst Bank makes it easy to find a mortgage loan program that meets your needs.
FHA Mortgage
Government-backed FHA Loans offer lower down payment options than conventional financing, relaxed qualifying guidelines and fixed rates with a variety of repayment terms for qualified applicants.
- Fixed interest rates
- Low down payment & closing costs
- Flexible qualifying guidelines
VA Mortgage
For qualifying candidates who are active, reservist or veterans of the armed forces, MidFirst Bank offers the government-backed VA home financing program.
- Fixed interest rates
- Low or no down payment
- Relaxed qualifying guidelines
- Great for first-time homebuyers
Helpful Financial Calculator
MidFirst Bank's online calculators are a great way to make informed decisions about your finances. Explore home affordability, calculate mortgage payments or determine if you should rent or buy.