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Home Equity Loan*

Add more home to your home.

Use a home equity loan from MidFirst to remodel your kitchen, add that swimming pool you have always wanted or purchase a vehicle and take advantage of a fixed-rate with a fixed-repayment schedule.

  • No closing costs*
  • Auto-debit discount is available
  • Use your loan for almost any purpose, including home improvement and bill consolidation
  • Some home equity loans may require escrow

Take advantage of our interest rate discount.

A 0.50% auto-debit discount* is available for customers setting up an automatic debit from their MidFirst account.


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Equity Loans

Product Annual Percentage Rate (APR) as low as*
Home Equity Line of Credit – 6 Month Introductory Rate* 0.00%
Home Equity Line of Credit – Variable Rate 8.20%
Home Equity Loan – Fixed Rate 10.61%
Rates updated as of 6/6/2025.


Call 888.MIDFIRST (888.643.3477) for personalized assistance.