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Personal Loans*

Do more, worry less.

A Personal Loan from MidFirst Bank can be used for a variety of purposes. Consolidate debt, make home improvements or fund your dream vacation.

  • Auto-debit discount available
  • Quick approval and loan closing
  • Competitive rates
  • Flexible terms

Learn more with our convenient and easy-to-understand Personal Loan Guide.


Take advantage of our interest rate discount.

A 0.50% auto-debit discount* is available for customers setting up an automatic debit from their MidFirst account.


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Personal Loans

Product Annual Percentage Rate (APR) as low as*
Personal Loan 12.67%
Personal Line of Credit 13.75%
Deposit Secured Loan (Savings or Money Market) 6.88%
Deposit Secured Loans (Certificate of Deposit) Ask For Details
Rates updated as of 6/6/2025.

Schedule an Appointment

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Call 888.MIDFIRST (888.643.3477) for personalized assistance.