Disclosure

*Offer Information: New Momentum Business Checking customers may qualify for $300 by opening a Momentum Business Checking account and meeting certain requirements. To receive $300, the new qualifying account must be opened in Arizona, Oklahoma or Texas between 1/1/2026 and 3/31/2026 AND maintain an average ledger balance of at least $7,500 during the first 90 days. This offer is subject to change without notice and not valid with any other business checking, savings or money market offers. Limited to one promotional account per business relationship with no existing or previous MidFirst business checking account, and meeting offer requirements. Promotion offer not available to those whose MidFirst Bank accounts have been closed at any time with a negative balance. Account must remain open, active and in good standing at the time of account credit. Accounts closed within 90 days of opening may be subject to an account closing fee and will forfeit amount equal to the offer value. Qualifying account will receive promotional credit within 110 days from account opening. Account credits are considered interest and will be reported on IRS Form 1099-INT or applicable tax form. Account and related services are subject to the standard pricing per the Fee Schedules for Business and Commercial Checking Accounts, and Treasury Management and Online Banking Services. Additional fees may apply.

Business Credit Card Rewards: See the MidFirst Business Enhanced Rewards Program Terms and Conditions Summary in the Business Credit Card Application Disclosure for details, specific restrictions, limitations and other terms and conditions that are subject to change. Your company will earn five points per $1 spent on qualifying business expenses and two points per $1 spent on gas and dining for the first $25,000 spent in each category per calendar year. Points will be earned at one point per $1 for net purchases greater than $25,000 in each category.

**Additional terms, conditions, and restrictions may apply after opening a Momentum Business Checking account. Please contact a Treasury Management Officer for complete details.