Disclosure

*Offer Information: Promotional offer is valid for qualifying accounts opened 9/1/2026 through 12/31/2026; is available in Arizona, the Tulsa, OK area and the Houston, TX area only; is subject to change without notice; is not valid with other promotional offers; and is limited to one per household. Offer not available to existing MidFirst Bank consumer checking customers or those whose MidFirst accounts have been closed during the current or previous calendar year or previously closed at any time with a negative balance. Accounts must be open and in good standing to receive an account credit. Must be age 17 or older. Account credits are considered interest and will be reported on IRS Form 1099-INT (or applicable tax form). Account openings are subject to MidFirst Bank’s approval.

Account Information: No minimum deposit required to open accounts in a banking center. Accounts opened online require $100 minimum deposit to open. Accounts closed within 90 days of opening may forfeit the amount equal to the promotional account credit received.

Checking Offer: To receive $350, customer must open an eligible checking account and have direct deposits totaling $1,000 or more made to their new account within 90 days of account opening. Direct deposits must be electronic deposits of the account owner’s paycheck, pension or government benefits (such as Social Security). Electronic deposits made from one consumer account to another, such as Zelle®, Paypal®, or Venmo®, or small dollar verification transactions, do not qualify. Credit will be deposited into the new account within 30 days after meeting the checking requirement.

Checking Offer Eligible Account Types: Offer is available on most consumer checking accounts. The following accounts are not eligible: Student, Broncho/Broncho Solution, Cowboy, and Sooner/Sooner Solution Checking accounts. See your account disclosure, fee schedule, and rate sheet for additional information, including monthly service charge and a complete listing of fees and APYs. 

LiveFree Checking is free with eStatements. A $4 monthly paper statement fee applies if paper is selected. The paper statement fee is not charged when primary account owner is age 60 or older.

Referral Offer: At account opening, the new referred customer must mention promo code: REFERRAL50-2026. By providing a referral name at account opening, customer agrees to participation in the Refer-A-Friend program and agrees that the person listed as the referring customer may be informed whether the referral requirements were met by the new customer. Referring customers will receive an account credit of $50 for each referral that meets the checking offer requirements above within the timeframe described above. The referring customer will receive the $50 referral credit in their MidFirst Bank checking account within 30 days after checking offer requirements have been met by the referred customer. Referring customer cannot live in the same household as the referred customer. Referring customers will receive a maximum of one account credit per new customer.

Amplify Savings Offer: APY = Annual Percentage Yield. To receive the promotional APY the following requirements must be met: 1) Open a new Amplify Savings account and 2) deposit at least $10,000 not currently on deposit with MidFirst Bank within 10 days. Promotion valid for consumer accounts in Oklahoma, Arizona and the Houston, TX area only. Fees may reduce earnings. See your account disclosure and fee schedule for a full list of fees. Accounts opened online require $100 minimum deposit to open. No minimum deposit to open in a banking center. APY: All balances will earn 0.50% APY until promotional rate is applied. Promotional APY will be applied to new Amplify Savings accounts within 3 weeks of meeting the promotion requirements and is effective as of the date of qualifying deposit. As of 9/1/2026, promotional APY is 3.50% for balances $10,000 and greater. Existing funds on deposit at MidFirst Bank are not eligible for promotional rate. Interest rate and APY are variable and subject to change at any time at MidFirst Bank’s sole discretion. Amplify Savings: A monthly maintenance fee of $20 applies if the average daily balance on the Amplify Savings account falls below $10,000.

Online and Mobile Services: Services offered are subject to their respective terms and conditions, and availability may vary by device. 

Early Pay: Limitations may apply, please visit midfirst.com/early-pay or call us at 888.MIDFIRST (888.643.3477) for full details.

Zelle^®: To send or receive money with Zelle®, both parties must be enrolled in the Zelle® payment service through a participating financial institution. Transactions typically occur in minutes between enrolled users. Select transactions could take up to three business days. You should not use the Zelle^® payment service to send money to recipients you do not know or do not trust.

Easy$ave: Limitations may apply, please visit midfirst.com/easysave or call us at 888.MIDFIRST (888.643.3477) for full details.