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A More Rewarding Credit Card Experience

A MidFirst Bank Rewards Credit Card allows you to earn rewards for every qualifying net dollar you spend.^* Rewards points may be redeemed for must-have merchandise, exciting travel, gift cards and even cash back. Plus, we continually update our offerings so you can choose from the latest and greatest rewards!

Earn one point for every $1 spent on qualifying purchases
Earn points with no limit on the number earned
Redeem points for merchandise, gift cards, travel, cash back and discounts at selected gas stations and retailers
After an introductory 0% APR^* for the first 12 billing cycles, your rate for purchases and balance transfers will be based on your creditworthiness (between 19.24% and 24.99% APR) and will vary based on the prime rate (up to 24.99%)
Pay with contactless payment – tap-and-go technology enables quick, easy, secure transactions
Pay no annual fee^*
Online account access – consolidated view with your other MidFirst Bank accounts online and on the MidFirst Bank Mobile App
Choose from multiple payment options – online, mail, phone or any MidFirst banking center
Make purchases safely and securely with the Visa^® Zero Liability Policy^*
Add to your Digital Wallet to pay with your mobile or wearable device^*

Disclosure

^*Terms and Conditions of Offer: This offer is valid for new credit card accounts only. Introductory Rate: In order to keep the applicable introductory rates, you must make payments when due, stay within your credit limit and not have any payments dishonored for any reason. Please note that the introductory rates do not apply to cash advances. APR and Fees: The MidFirst Bank Rewards Credit Card APR for purchases and balance transfers will be based on your creditworthiness (between 19.24% and 24.99% APR) and will vary based on the prime rate (up to 24.99%). The APR for cash advances will vary based on the prime rate (up to 24.99% APR). The APR for penalty rates will vary based on your creditworthiness (up to 24.99% APR). The transaction fee for balance transfers is $10 or 3% of the amount of each transfer, whichever is greater. The transaction fee for cash advances and cash equivalent transactions is the greater of $10 or 5% of the transaction. Foreign transaction fee is 3% of each transaction in U.S. dollars. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons as described in your Cardholder Agreement. All changes in terms will be subject to the requirements of applicable law. Rates apply to new accounts only and are accurate as of September 1, 2023. Zero Liability: Visa’s Zero Liability Policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify MidFirst Bank promptly of any unauthorized use. For specific restrictions, limitations, and other details, please call 888.MIDFIRST (888.643.3477). Online and Mobile Services: Services offered are subject to their respective terms and conditions, and availability may vary by device.