MidFirst Credit Cards

Low Rates, Rewards and Convenience

MidFirst Bank Credit Card customers enjoy enhanced service, benefits and flexibility.

  • View your MidFirst Bank Credit Card within your MidFirst online and mobile banking applications
  • Make payments online, over the phone, by mail or at any MidFirst banking center
  • Pay with Apple Pay™, Google Pay™ and Samsung Pay
  • Enjoy MidFirst Bank’s special customer service - simply call us or visit with your banker if you have questions about your account
  • For Rewards Cardholders – redeem points for merchandise, travel, cash back and gift cards*

For customer service regarding your new MidFirst Bank Credit Card, please call 866.762.0492 or visit your local banking center.


Yes, you can still mail your payment with the payment coupon and envelope that are enclosed in your printed statement. Remember to write your account number on the check or money order and make it payable to MidFirst Bank. Payments without a payment coupon may not be credited to your account the same day received.

Yes, once you're signed up for online banking, you'll need to set up a payment account. Then you can set up an automatic monthly payment (recurring payment plan), and your payment will be made on the date you specify each month.

The payment address and customer service phone number are listed below:

Customer Service:
866.762.0492 (24 hours/7 days a week)

Pay Online at midfirst.com

Mail Payments to:
MidFirst Bank
PO Box 6818
Carol Stream, IL 60197-6818

Please call Credit Card Services immediately at 866.762.0492 and we will cancel your card and send you a new one within 7-10 business days. With the Visa Zero Liability Policy or Mastercard Zero Liability Protection,* you will not be liable for unauthorized purchases made online or for signature-based transactions at merchants.

For Rewards cardholders, if you're enrolled to manage your account online, you will see your point balance under the Rewards Account header once logged in to online banking. You may click on the corresponding Rewards Account to access the online shopping catalog to redeem for merchandise, gift cards, cash back and travel rewards. A rewards point summary of your current earnings and points available is also provided on your monthly credit card statement.

You can also call our Rewards Center at 866.772.6184 — 24 hours a day; closed major holidays.

You may activate your new MidFirst Bank Credit Card by calling the activation line at 800.456.6870.

Yes, you can transfer balances from Visa, Mastercard and other eligible credit card accounts as long as your credit limit is high enough to accommodate the transfer. Please review your Credit Card Application Disclosure for the applicable fees and annual percentage rates regarding your balance transfer request.

You may call Credit Card Services at 866.762.0492. We recommend having a copy of the last credit card statement from the account balance being transferred. You will need the account number, mailing address of the payment and amount of the balance transfer.

You may add an additional authorized user by calling Credit Card Services at 866.762.0492. Please note that you are responsible for all charges made to the card, as well as any balance transfers and cash advances made by any additional cardholders added to the account.

Once you're signed up for online banking, you may enroll in eStatements by clicking the "Credit Card" tab at the top of your online banking. Then click "Statements" from the navigation menu followed by "Delivery Options." You'll be able to select your statement delivery option of Electronic or Mail at this screen.

You can request a replacement PIN to be mailed to you by calling Credit Card Services at 866.762.0492.

You can change your name on your account by completing the Credit Card Account Name Change Form and mailing it, along with documentation of your name change, to the address indicated on the form.

Current MidFirst Personal Online Banking User:

If you already are a MidFirst Bank Personal Online Banking user, your new MidFirst Bank Credit Card will automatically appear in your online banking along with your other accounts!

New MidFirst Bank Personal Online Banking User:

If you don't have Personal Online Banking, enrollment is easy. Simply follow the steps below on midfirst.com to register for Personal Online Banking:

1. Click "Enroll in Online Banking"
2. Click "Credit Card Only Account Holders"
3. Follow the enrollment steps

As you expand your MidFirst Bank relationship, your other accounts will automatically appear as they are established.