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Preferred Checking

Preferred Checking offers tiered interest rates for advanced earning power and the accessibility that only a checking account can provide. 

  • Tiered interest rates for higher earning potential
  • No monthly service charge
  • Free online and mobile banking*
  • Free Bill Pay and eStatements*
  • Up to $12 refunded per statement cycle for non-MFB ATM fees
  • Free incoming wires
  • Free small safe deposit box for one year*
  • Get paid up to two days early with Early Pay*
  • No minimum deposit to open account



 Schedule an Appointment 

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Call 888.MIDFIRST (888.643.3477) for personalized assistance.

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Disclosure


*Online and Mobile Services: Services offered are subject to their respective terms and conditions and availability may vary by device. 

Safe Deposit Box: Safe deposit box limited to availability. See account agreement for more details. Safe deposit boxes are not FDIC-insured. 

Early Pay: Requires eligible direct deposit to your MidFirst consumer account. Direct deposits eligible for Early Pay include transactions that MidFirst can reasonably determine as employment compensation or government benefit or tax payments. When a payer, such as an employer, submits payment files to MidFirst before the scheduled payment date, MidFirst may generally make funds available up to two days earlier than the scheduled payment date. Timing of access to these funds is dependent on the payer’s payment instructions, how the transaction is coded, and the timing of submission of payment files to MidFirst from the payer. Timing of available funds may vary between payment periods. MidFirst does not guarantee that you will receive early access to eligible direct deposits. You should confirm your Available Balance before attempting to make a withdrawal or purchase. Nonpayroll and non-tax payments may not be available for Early Pay. We may cancel Early Pay at any time and without notice. You may cancel Early Pay at any time by contacting your MidFirst personal banker or by calling us at 888.MIDFIRST (888.643.3477). Early Pay is not available for MidFirst payroll direct deposits to MidFirst Bank accounts. New accounts must be opened for 30 days to be eligible for Early Pay.