Disclosure
*Simply Interest Checking: A $10 monthly service charge is waived by maintaining an average daily balance of $1,000 or more in the account.
Paper Statement: A $4 monthly paper statement fee applies if paper is selected. The paper statement fee is not charged when primary account owner is age 60 or older.
Online and Mobile Services: Services offered are subject to their respective terms and conditions and availability may vary by device.
Early Pay: Requires eligible direct deposit to your MidFirst consumer account. Direct deposits eligible for Early Pay include transactions that MidFirst can reasonably determine as employment compensation or government benefit or tax payments. When a payer, such as an employer, submits payment files to MidFirst before the scheduled payment date, MidFirst may generally make funds available up to two days earlier than the scheduled payment date. Timing of access to these funds is dependent on the payer’s payment instructions, how the transaction is coded, and the timing of submission of payment files to MidFirst from the payer. Timing of available funds may vary between payment periods. MidFirst does not guarantee that you will receive early access to eligible direct deposits. You should confirm your Available Balance before attempting to make a withdrawal or purchase. Nonpayroll and non-tax payments may not be available for Early Pay. We may cancel Early Pay at any time and without notice. You may cancel Early Pay at any time by contacting your MidFirst personal banker or by calling us at 888.MIDFIRST (888.643.3477). Early Pay is not available for MidFirst payroll direct deposits to MidFirst Bank accounts. New accounts must be opened for 30 days to be eligible for Early Pay.
Zelle®: To send or receive money with Zelle®, both parties must be enrolled in the Zelle® payment service through a participating financial institution. Transactions typically occur in minutes between enrolled users. Select transactions could take up to three business days. You should not use the Zelle® payment service to send money to recipients you do not know or you do not trust.
ATM Surcharge Refunds: Checking accounts come with monthly ATM Surcharge refunds of up to $15 when you use a non-MidFirst ATM.
Automatic Debit Discount: A 0.50% discount is available for customers setting up an automatic debit for a MidFirst consumer loan from any MidFirst account. In the event the automatic debit is discontinued from the customer’s MidFirst account, the original loan rate will be reinstated effective immediately upon automatic debit discontinuation.
