You are seeing product information for 43230

Certificate of Deposit

What will you need tomorrow?

Customize your investment needs based on your future plans while still receiving a guaranteed rate of return. Choose from a selection of interest payment plans and terms to best fit your needs.

  • Earning power of great rates
  • Interest compounded daily
  • Multiple interest payment options
  • FDIC Insurance
  • Convenience of flexible terms 

 

Houston CD and IRA Rates

Balance Tier Minimum Balance APY*
91 Day $1,000 1.50%
4 Month Special $5,000 3.85%
182 Day $1,000 3.80%
12 Month $1,000 3.65%
15 Month Special $5,000 3.70%
18 Month $1,000 3.50%
24 Month $1,000 3.25%
30 Month Special $5,000 3.00%
36 Month $1,000 3.00%
48 Month $1,000 3.00%
60 Month $1,000 3.00%
Rates updated as of 3/6/2026.

CD Terms

Variety of terms available to best fit your savings needs.

Opening Balance Requirement

Minimum deposit to open online is $1,000 for regular terms and $5,000 for Special terms.


Call 888.MIDFIRST (888.643.3477) for personalized assistance.