Request Consumer Cardholder Agreement & Account Terms

The cardholder agreements below provide general terms, interest rates and fee information as of April 20, 2026.


MidFirst Bank Cardholder Agreements

MidFirst Bank Rewards Credit Card

MidFirst Bank Platinum Credit Card

MidFirst Bank Secured Credit Card

MidFirst Private Bank Credit Card


MidFirst Bank California Market (formerly known as 1st Century Bank)

MidFirst Bank CA Signature Rewards Credit Card

MidFirst Bank CA Secured Credit Card


For existing cardholders: to request a copy of your cardholder agreements and terms, please submit the form below or call us at 866.762.0492.

Cardholder Agreement Request Form