Request Consumer Cardholder Agreement & Account Terms

The cardholder agreements below provide general terms, interest rates and fee information as of June 30, 2025.


MidFirst Bank Cardholder Agreements

MidFirst Bank Rewards Credit Card

MidFirst Bank Platinum Credit Card

MidFirst Bank Secured Credit Card

MidFirst Private Bank Credit Card


1st Century Bank Cardholder Agreements

1st Century Bank Rewards Credit Card

1st Century Bank Secured Credit Card


For existing cardholders: to request a copy of your cardholder agreements and terms, please submit the form below or call us at 866.762.0492.

Cardholder Agreement Request Form