Disclosure
*Offer/Account Information: To receive the $125 checking offer, a new MidFirst Bank customer must open a new MidFirst Bank checking account and the following requirements must be completed within 60 days of account opening: Complete at least 10 eligible transactions. Eligible transactions include the following: Debit card purchases (Multiple swipes for the same purchase amount at the same merchant do not qualify, and ATM transactions are not eligible), Zelle® transactions in the MidFirst Bank App (Zelle® transactions conducted in another banking application are not eligible), electronic payments either through online Bill Pay or ACH using your MidFirst checking account (Bill Pay payments must be completed through either Personal Online Banking or the MidFirst Bank App and must be made to another party with a different mailing address than the primary Bill Pay account holder for an amount greater than $1), and Direct Deposit (Direct deposit must be an electronic deposit of the account owner’s paycheck, pension or government benefits, such as Social Security). Promotional offer is valid for qualifying accounts opened 4/1/2025 through 12/31/2025 and is available in Arizona only. Eligible account types for the promotional offer include new Student Checking and Student Solution Checking accounts only. Must be age 17 or older to qualify for $125 promotional credit. Individuals younger than age 17 may open specified account types jointly with a parent or guardian, but will not be eligible for the promotional credit. Accounts opened online require $25 minimum deposit to open. No minimum deposit to open in a banking center. Offer is limited to one checking offer per household. After all requirements are met, the promotional credit will be made to the eligible customer’s checking account within 30 calendar days. Account credits are considered interest and will be reported on IRS Form 1099-INT or applicable tax form. Offer is not available to those whose accounts have been closed during the current or previous calendar year or previously closed at any time with a negative balance. Existing MidFirst Bank checking customers are not eligible. Promotional offer is subject to change without notice and is not valid with any other promotional offers. Accounts must be open and in good standing to receive an account credit. Account opening is subject to MidFirst Bank’s approval. Account Closing: Accounts closed within 90 days of opening may forfeit the amount equal to the promotional account credit received. Online and Mobile Services: Services offered are subject to their respective terms and conditions, and availability may vary by device. Zelle®: To send or receive money with Zelle®, both parties must be enrolled in the Zelle® payment service through a participating financial institution. Transactions typically occur in minutes between enrolled users. Select transactions could take up to three business days. You should not use the Zelle® payment service to send money to recipients you do not know or you do not trust. Early Pay: Requires eligible direct deposit to your MidFirst account. Direct deposits eligible for Early Pay include employment compensation or government benefits or tax payments. When a payer, such as an employer, submits payment files to MidFirst before the scheduled payment date, MidFirst may generally make funds available up to two days earlier than the scheduled payment date. Timing of access to these funds is dependent on the payer’s payment instructions and the timing of submission of payment files to MidFirst from the payer. Timing of available funds may vary between payment periods. MidFirst does not guarantee that you will receive early access to eligible direct deposits. You should confirm your Available Balance before attempting to make a withdrawal or purchase. Nonpayroll and nontax payments may not be available for Early Pay. We may cancel Early Pay at any time and without notice. You may cancel Early Pay at any time by contacting your MidFirst personal banker or by calling us at 888.MIDFIRST (888.643.3477). Early Pay is not available for MidFirst payroll direct deposits to MidFirst Bank accounts. New accounts must be opened for 30 days to be eligible for Early Pay. Easy$ave Terms and Conditions: To enroll in Easy$ave, you must be an owner on a MidFirst Bank consumer checking account with an active debit card and a consumer savings or money market account. Business accounts are not eligible for Easy$ave transfers. The accounts enrolled in Easy$ave must have at least one common owner. When you enroll in Easy$ave, we will round up your MidFirst Bank debit card purchase transactions to the nearest whole dollar and transfer the difference from your checking account into your designated MidFirst Bank savings or money market account. Easy$ave transfers will be conducted on debit card purchase transactions that post to your account once the payment transaction has been received from the merchant, settled and the amount has cleared your account. Eligible debit card purchase transactions include transactions made by you or any debit card holder on your designated checking account. We will total the roundup amount from posted debit card transactions each business day and make a single transfer for that amount the next business day. If you do not have sufficient funds in your designated checking account, your Easy$ave transfer will be canceled for that business day. Easy$ave transfers are not retroactive. If an eligible debit card purchase transaction is subsequently canceled or reversed, the Easy$ave transfer will remain in the designated savings or money market account. We may cancel Easy$ave at any time and without notice. If your designated checking, savings or money market account is closed or converted to another account type, your Easy$ave transfer will be canceled. You may cancel Easy$ave transfers at any time by completing a cancellation form; please contact your MidFirst personal banker or call us at 888.MIDFIRST (888.643.3477) to complete the cancellation form. Please note, Easy$ave enrollments and cancellations may take up to 10 business days to process. APY: Interest rates and annual percentage yields (APY) are accurate as of date listed above. Rates are variable and subject to change at any time at MidFirst Bank's sole discretion. Service charges/fees may reduce earnings. Minimum balance to obtain stated interest rates/APYs are noted above. Please see your Fee Schedule for transaction limitations for each statement cycle and any applicable fees.
