Disclosure
*Boost Checking: Earn a higher rate when the following requirements are met during each statement cycle: 1) Complete ONE online bill payment through Personal Online Banking OR have ONE direct deposit posted to Boost Checking account AND 2) Complete 15 debit card purchase transactions. ATM transactions are not eligible. APY is subject to change without notice. Fees may reduce earnings. A $10 monthly service charge is waived if monthly direct deposits total $250 or more OR by maintaining an average daily balance of $500 or more in account. Offer is not available with any other APY checking increases or promotional checking APYs. No minimum deposit balance required to open account in a banking center. $100 minimum deposit balance required to open account online. Please see account disclosure and fee schedule for additional information, including applicable fees. Paper Statement: $4 monthly fee applies when paper is selected. Online and Mobile Services: Services offered are subject to their respective terms and conditions and availability may vary by device. Early Pay: Requires eligible direct deposit to your MidFirst account. Direct deposits eligible for Early Pay include transactions that MidFirst can reasonably determine as employment compensation or government benefit payments. When a payer, such as an employer, submits payment files to MidFirst before the scheduled payment date, MidFirst may generally make funds available up to two days earlier than the scheduled payment date. Timing of access to these funds is dependent on the payer’s payment instructions, how the transaction is coded, and the timing of submission of payment files to MidFirst from the payer. Timing of available funds may vary between payment periods. MidFirst does not guarantee that you will receive early access to eligible direct deposits. You should confirm your Available Balance before attempting to make a withdrawal or purchase. Nonpayroll and tax payments may not be available for Early Pay. We may cancel Early Pay at any time and without notice. You may cancel Early Pay at any time by contacting your MidFirst personal banker or by calling us at 888.MIDFIRST (888.643.3477). Early Pay is not available for MidFirst payroll direct deposits to MidFirst Bank accounts. New accounts must be opened for 30 days to be eligible for Early Pay. Zelle®: Must have a bank account in the U.S. to use Zelle®. Transactions typically occur in minutes between enrolled users. If a recipient is not enrolled with Zelle®, it could take one to three business days to receive the money once the enrollment is completed. You should not use the Zelle® payment service to send money to recipients you do not know or you do not trust. ATM Surcharge Refunds: Checking accounts come with monthly ATM Surcharge refunds of up to $15 when you use a non-MidFirst ATM. Automatic Debit Discount: A 0.50% discount is available for customers setting up an automatic debit for a MidFirst consumer loan from any MidFirst account. In the event the automatic debit is discontinued from the customer’s MidFirst account, the original loan rate will be reinstated effective immediately upon automatic debit discontinuation.
