Business Express Lending
Specialized lending for loans up to $1 million, we help businesses purchase new facilities, equipment, investment real estate and provide needed working capital. Low documentation, flexible loan products and fast decisions are all offered in Business Express.
- Customized lending for businesses with up to $7.5 million in annual sales revenues
- Borrow from $10,000 to $1 million
- Commercial real estate, equipment, accounts receivable and working capital lines of credit available
- Work with a dedicated, local business relationship manager for all your deposit, treasury management and loan needs
- Fast and convenient with minimal paperwork
- Variable and fixed rates with a variety of terms available
- Loan requests are generally answered within 24 to 48 hours
To learn more, connect with a local lender today or call us at 888.MIDFIRST (888.643.3477).
Lending Services Available in Multiple States
Business Express Lending is available to businesses across several growing markets, providing access to local expertise wherever you operate.
Business Relationship Managers
Commercial Real Estate Purchase or Refinance
- Owner-Occupied Commercial Real Estate Purchase or Refinance at up to 85% loan to value
- Up to 10-year maturity options with amortization options up to 25-years
- 15-year term available with 15-year amortization option
- 25-year amortization option available with 80% loan to value
- Pricing and fees: Fixed-rates available. Origination fee of .50% of commitment amount, underwriting fee of $250 and other third-party real estate and recording fees apply
Commercial and Residential Real Estate Investment
- 80% loan to value
- Up to 10-year maturity options with amortization options up to 20 years
- Pricing and fees: Fixed-rates available. Origination fee of .50% of commitment amount, underwriting fee of $250 and other third-party real estate and recording fees apply
Equipment Loans
- Up to 84-month terms fully amortized — new equipment
- Up to 60-month terms fully amortized — used equipment
- Loan to values up to 100% — based on type and age of equipment
- Pricing and fees: Fixed-rates offered. Underwriting fee of $250 and other recording fees associated with equipment
Lines of Credit for Working Capital
- 36-month maturity with principal due or renewable
- Interest payment only — due monthly
- Secured by all business assets, accounts receivable and inventory. Unsecured and real estate secured available
- No additional paperwork required for advance requests
- Pricing and fees: Variable rate tied to prime depending on amount and relationship. Underwriting fee of $250 annual line fee of $250, and customary recording fees
Vehicle Loans
- Up to 72-month terms fully amortized — new vehicles
- Up to 60-month terms fully amortized — used vehicles
- Loan to values up to 110% — available based on credit, business strength and age of vehicle
- Pricing and fees: Fixed-rates offered. Underwriting fee of $250 and customary recording fees