You are seeing product information for 43230

Certificate of Deposit

What will you need tomorrow?

Customize your investment needs based on your future plans while still receiving a guaranteed rate of return. Choose from a selection of interest payment plans and terms to best fit your needs.

  • Earning power of great rates
  • Interest compounded daily
  • Multiple interest payment options
  • FDIC Insurance
  • Convenience of flexible terms 

 

Houston CD and IRA Rates

Balance Tier Minimum Balance APY*
91 Day $1,000 1.50% Open Account
4 Month Special $5,000 4.10% Open Account
182 Day $1,000 4.00% Open Account
12 Month $1,000 3.75% Open Account
15 Month Special $5,000 3.80% Open Account
18 Month $1,000 3.50% Open Account
24 Month $1,000 3.25% Open Account
30 Month Special $5,000 3.00% Open Account
36 Month $1,000 3.00% Open Account
48 Month $1,000 3.00% Open Account
60 Month $1,000 3.00% Open Account
Rates updated as of 9/12/2025.

CD Terms

Variety of terms available to best fit your savings needs.

Opening Balance Requirement

Minimum deposit to open online is $1,000 for regular terms and $5,000 for Special terms.


Call 888.MIDFIRST (888.643.3477) for personalized assistance.