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IRA

Stable growth, no matter how far you go.

Enjoy peace of mind with a guaranteed rate of return and the safety of an FDIC-insured investment. 

  • No annual service fee
  • Interest compounded daily
  • FDIC Insurance
  • Potential tax advantages – consult your tax adviser

 

Texas Fixed Rate CD and IRA Rates

Balance Tier Minimum Balance APY*
91 Day $1,000 1.50%
4 Month Special $5,000 4.10%
182 Day $1,000 4.00%
12 Month $1,000 3.75%
15 Month Special $5,000 3.80%
18 Month $1,000 3.50%
24 Month $1,000 3.25%
30 Month Special $5,000 3.00%
36 Month $1,000 3.00%
48 Month $1,000 3.00%
60 Month $1,000 3.00%
Rates updated as of 9/12/2025.

IRA Terms

Variety of terms available to best fit your savings needs.

Opening Balance Requirement

Minimum deposit to open online is $1,000 for regular terms and $5,000 for Special terms.

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