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Titanium Money Market

Your savings, when you need it.

If you want a higher rate of return on your money and the ability to access it at any time, our Titanium Money Markey account offers the increased earning power of a certificate of deposit (CD) combined with the liquidity of a money market account.

No monthly service charge with $5,000 average daily balance
$100 minimum deposit to open account online
Tiered interest rates for higher earning potential
Build your savings automatically with Easy$ave*
Interest earned on all collected balances, compounded daily and paid monthly
Free online and mobile banking*
FDIC Insurance
Six free withdrawals per monthly statement cycle
Account statement can be combined with monthly checking account statement
0.50% loan rate discount available for consumer loans with auto-debit from any MidFirst account*

TX Titanium Money Market

Rates updated as of 9/5/2025.
Balance Tier	Minimum Balance	APY*
$0 to $9,999	$0	0.01%
$10,000 to $24,999	$10,000	0.01%
$25,000 to $49,999	$25,000	0.05%
$50,000 to $74,999	$50,000	0.05%
$75,000 to $249,999	$75,000	0.05%
$250,000 to $499,999	$250,000	0.10%
$500,000 & greater	$500,000	0.15%

Open a Titanium Money Market Account

Schedule an Appointment

Call 888.MIDFIRST (888.643.3477) for personalized assistance.

Account Agreement & Management Tips

Disclosure

*Titanium Money Market: A $10 monthly service charge is waived by maintaining an average daily balance of $5,000 or more in account. Please see account disclosure and fee schedule for additional information, including applicable fees. Easy$ave Terms and Conditions: To enroll in Easy$ave, you must be an owner on a MidFirst Bank consumer checking account with an active debit card and a consumer savings or money market account. Business accounts are not eligible for Easy$ave transfers. The accounts enrolled in Easy$ave must have at least one common owner. When you enroll in Easy$ave, we will round up your MidFirst Bank debit card purchase transactions to the nearest whole dollar and transfer the difference from your checking account into your designated MidFirst Bank savings or money market account. Easy$ave transfers will be conducted on debit card purchase transactions that post to your account once the payment transaction has been received from the merchant, settled and the amount has cleared your account. Eligible debit card purchase transactions include transactions made by you or any debit card holder on your designated checking account. We will total the round-up amount from posted debit card transactions each business day and make a single transfer for that amount the next business day. If you do not have sufficient funds in your designated checking account, your Easy$ave transfer will be canceled for that business day. Easy$ave transfers are not retroactive. If an eligible debit card purchase transaction is subsequently canceled or reversed, the Easy$ave transfer will remain in the designated savings or money market account. We may cancel Easy$ave at any time and without notice. If your designated checking, savings or money market account is closed or converted to another account type, your Easy$ave transfer will be canceled. You may cancel Easy$ave transfers at any time by completing a cancellation form; please contact your MidFirst personal banker or call us at 888.MIDFIRST (888.643.3477) to complete the cancellation form. Please note, Easy$ave enrollments and cancellations may take up to 10 business days to process. Online and Mobile Services: Services offered are subject to their respective terms and conditions, and availability may vary by device. APY: Interest rates and annual percentage yields (APY) are accurate as of date listed above. Rates are variable and subject to change at any time at MidFirst Bank's sole discretion. Service charges/fees may reduce earnings. Minimum balance to obtain stated interest rates/APYs are noted above. Please see your Fee Schedule for transaction limitations for each statement cycle and any applicable fees. Automatic Debit Discount: A 0.50% discount is available for customers setting up an automatic debit for a MidFirst consumer loan from any MidFirst account. In the event the automatic debit is discontinued from the customer’s MidFirst account, the original loan rate will be reinstated effective immediately upon automatic debit discontinuation.