Equipment Loans for Small and Medium-Sized Businesses
Flexible Equipment Financing Solutions to Help Your Business Grow
Looking for affordable equipment loans for your small or medium-sized business? Unlock your business potential with our specialized equipment financing solutions. Whether you need new or used machinery, vehicles or technology, our equipment loans are designed to help your business stay competitive without draining your cash reserves.
Equipment Loan Features and Terms
- Up to 84-month terms for new equipment — Fully amortized repayment schedule lets you spread out payments over seven years
- Up to 60-month terms for used equipment — Finance pre-owned assets with manageable monthly payments over five years
- Loan-to-value ratios up to 100% — Finance the full purchase price based on the type and age of your equipment
- Fixed interest rates — Lock in predictable monthly payments for the life of your equipment loan
- Transparent fees — $250 underwriting fee and standard recording fees ensure a clear cost structure
Benefits of Equipment Loans for Small Businesses
- Preserve business cash flow by avoiding large upfront equipment costs
- Upgrade, expand or replace equipment with both new and used options
- Fixed-rate loans provide peace of mind and easy financial planning
- Possible full financing — no need for a down payment on many equipment purchases
- Quick and simple application process for fast funding
Simple Equipment Loan Process
- Select the equipment your business needs — machinery, vehicles, technology and more
- Apply online or speak with our local equipment financing specialists
- We evaluate eligibility based on equipment type, age and your business profile
- Save on costs with just a $250 underwriting fee and any recording fees associated with your loan
- Receive funding and enjoy affordable, fixed monthly payments
Get Equipment Financing for Your Business Today
Ready to boost productivity and drive growth with new or used equipment? Contact us for expert guidance on equipment loans for small and medium-sized businesses. Our team will help you secure the best equipment financing solution to keep your business moving forward.














