Disclosure
*Offer: APY = Annual Percentage Yield. To receive the promotional APY the following requirements must be met: 1) Open a new Amplify Savings account and 2) deposit at least $25,000 not currently on deposit with MidFirst Bank within 10 days. Promotion valid for consumer accounts in Arizona, Oklahoma and Houston banking centers only. Fees may reduce earnings. See your account disclosure and fee schedule for a full list of fees. Accounts opened online require $100 minimum deposit to open. No minimum deposit to open in a banking center.
APY: All balances will earn 0.50% APY until promotional rate is applied. Promotional APY will be applied to new Amplify Savings accounts within 3 weeks of meeting the promotion requirements and is effective as of the date of qualifying deposit. As of 1/27/2026, promotional APY is 3.50% for balances $25,000 and greater. Existing funds on deposit at MidFirst Bank are not eligible for promotional rate. Interest rate and APY are variable and subject to change at any time at MidFirst Bank’s sole discretion. To view current rates, please visit midfirst.com/personal/savings-savings-rates.
Amplify Savings: A monthly maintenance fee of $20 applies if the average daily balance on the Amplify Savings account falls below $25,000.
Online and Mobile Services: Services offered are subject to their respective terms and conditions, and availability may vary by device.
Easy$ave Terms and Conditions: To enroll in Easy$ave, you must be an owner of a MidFirst Bank consumer checking account with an active debit card and a consumer savings or money market account. Business accounts are not eligible for Easy$ave transfers. The accounts enrolled in Easy$ave must have at least one common owner. When you enroll in Easy$ave, we will round up your MidFirst Bank debit card purchase transactions to the nearest whole dollar and transfer the difference from your checking account into your designated MidFirst Bank savings or money market account. Easy$ave transfers will be conducted on debit card purchase transactions that post to your account once the payment transaction has been received from the merchant, settled and the amount has cleared your account. Eligible debit card purchase transactions include transactions made by you or any debit card holder on your designated checking account. We will total the round-up amount from posted debit card transactions each business day and make a single transfer for that amount the next business day. If you do not have sufficient funds in your designated checking account, your Easy$ave transfer will be canceled for that business day. Easy$ave transfers are not retroactive. If an eligible debit card purchase transaction is subsequently canceled or reversed, the Easy$ave transfer will remain in the designated savings or money market account. We may cancel Easy$ave at any time and without notice. If your designated checking, savings or money market account is closed or converted to another account type, your Easy$ave transfer will be canceled. You may cancel Easy$ave transfers at any time by completing a cancellation form; please contact your MidFirst personal banker or call us at 888.MIDFIRST (888.643.3477) to complete the cancellation form. Please note, Easy$ave enrollments and cancellations may take up to 10 business days to process.
Automatic Debit Discount: A 0.50% discount is available for customers setting up an automatic debit for a MidFirst consumer loan from any MidFirst account. In the event the automatic debit is discontinued from the customer’s MidFirst account, the original loan rate will be reinstated effective immediately upon automatic debit discontinuation.
