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Auto and Motorcycle Loans*

Go your way.

Save time and money with preapproved financing from MidFirst Bank and negotiate the best deal for your new or used car or motorcycle. Already have an auto or motorcycle loan? Refinance today to lower your rate.

  • Preapproval for easy shopping
  • Auto-debit discount available
  • Quick approval and loan closing
  • Personal service
  • Competitive rates
  • Flexible terms

Learn more with our convenient and easy-to-understand Auto and Motorcycle Loan Guide.


Take advantage of our interest rate discount.

A 0.50% auto-debit discount* is available for customers setting up an automatic debit from their MidFirst account.


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Vehicle Loans

Product Annual Percentage Rate (APR) as low as*
Auto and Motorcycle Loan 5.99%
Boat Loan 7.75%
RV and Travel Trailer Loan 7.75%
Powersport Loan 8.49%
Rates updated as of 7/22/2026.

Auto and Motorcycle Loan Example: As of the date listed above, financing $25,000 for an auto or motorcycle for six years and a recent APR of 5.99% has a monthly payment of $414.20. APR listed assumes excellent credit. No down payment required.

Boat Loan Example: As of the date listed above, financing $25,000 for a boat for six years and a recent APR of 7.75% has a monthly payment of $435.29. APR listed assumes excellent credit. No down payment required.

RV and Travel Trailer Loan Example: As of the date listed above, financing $25,000 for an RV or travel trailer for six years and a recent APR of 7.75% has a monthly payment of $435.29. APR listed assumes excellent credit. No down payment required.

Powersport Loan Example: As of the date listed above, financing $15,000 for a new powersport vehicle for four years and a recent APR of 8.49% has a monthly payment of $369.65. APR listed assumes excellent credit. No down payment required.


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