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Powersport Loans

Speed up the process.

Negotiate the best deal for your next personal watercraft or ATV purchase with preapproved financing from MidFirst Bank.

  • Available for Jet Skis®, ATVs, UTVs and other powersport vehicles
  • Preapproval for easy shopping
  • Auto-debit discount available
  • Quick approval and loan closing
  • Personal service
  • Competitive rates
  • Flexible terms

Learn more with our convenient and easy-to-understand Powersport Loan Guide.


Take advantage of our interest rate discount.

A 0.50% auto-debit discount* is available for customers setting up an automatic debit from their MidFirst account.


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Vehicle Loans

Product Annual Percentage Rate (APR) as low as*
Auto and Motorcycle Loan 5.99%
Boat Loan 7.75%
RV and Travel Trailer Loan 7.75%
Powersport Loan 8.49%
Rates updated as of 7/22/2026.

Auto and Motorcycle Loan Example: As of the date listed above, financing $25,000 for an auto or motorcycle for six years and a recent APR of 5.99% has a monthly payment of $414.20. APR listed assumes excellent credit. No down payment required.

Boat Loan Example: As of the date listed above, financing $25,000 for a boat for six years and a recent APR of 7.75% has a monthly payment of $435.29. APR listed assumes excellent credit. No down payment required.

RV and Travel Trailer Loan Example: As of the date listed above, financing $25,000 for an RV or travel trailer for six years and a recent APR of 7.75% has a monthly payment of $435.29. APR listed assumes excellent credit. No down payment required.

Powersport Loan Example: As of the date listed above, financing $15,000 for a new powersport vehicle for four years and a recent APR of 8.49% has a monthly payment of $369.65. APR listed assumes excellent credit. No down payment required.


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