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Deposit Secured Loans*

Balance borrowing and saving. 

Deposit Secured Loans let you borrow for any need while leveraging your MidFirst investments, allowing them to continue to grow. 

  • Borrow against the balance of your MidFirst savings account, money market account or Certificate of Deposit (CD)
  • Access cash without disturbing your investments
  • Earn interest on your deposit account while paying back your loan
  • Use your loan proceeds for any purpose
  • Quick approval and loan closing
  • Competitive rates
  • Flexible terms
  • Auto-debit discount available 

Learn more with our convenient and easy-to-understand Deposit Secured Loan Guide.


Take advantage of our interest rate discount.

A 0.50% auto-debit discount* is available for customers setting up an automatic debit from their MidFirst account.


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Personal Loans

Product Annual Percentage Rate (APR) as low as*
Personal Loan 12.67%
Personal Line of Credit 13.75%
Deposit Secured Loan (Savings or Money Market) 6.88%
Deposit Secured Loans (Certificate of Deposit) Ask For Details
Rates updated as of 6/6/2025.

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Call 888.MIDFIRST (888.643.3477) for personalized assistance.