Homeownership Dreams?
MidFirst offers affordable mortgage program options for our borrowers ─ including programs for first-time homebuyers, loan programs without mortgage insurance, closing cost credits and access to down payment assistance programs.
By getting started online, you can take the next steps to apply for a loan. You will be directed to a page where you can choose the loan that best fits your needs.
Already working with a lender? Click here to contact them.
MidFirst Dream Home Loan1
- Up to 97% financing2
- Flexible underwriting
- No Private Mortgage Insurance (PMI)
- Lender Origination Fees of $895 waived
- Borrower must be a first-time homebuyer3
Oklahoma Housing Finance Agency (OHFA) Dream Programs4
- Offers borrowers home purchase financing options with down payment assistance
- This program may be used to purchase new or existing homes
Oklahoma County Home Finance Authority "Turnkey" Mortgage Origination Program4
- Provides a fixed-rate mortgage with a down payment assistance grant for qualifying families throughout Oklahoma County
MidFirst Individual Development Account (IDA)4
- A matched savings program for qualifying eligible participants wanting to buy a home in Oklahoma or Canadian County
- No repayment of grant funds required
- The grant provides a 2:1 of match funds
Helpful Financial Calculator
MidFirst Bank's online calculators are a great way to make informed decisions about your finances. Explore home affordability, calculate mortgage payments or determine if you should rent or buy.